Free Quotes On New Systems



AMS Financial has over 50 loans and 0% APR home improvement credit card programs.

Click on the "Learn More" button above to find out more!

Click for the latest Frisco weather forecast.


There are many different kinds of home improvement loans available on the market today. Home improvement loans can help a homeowner remodel their house into a home of their dreams. What exactly is home improvement financing? This is money that is lent to a homeowner for home renovation or home repairs. These loans may be either secured or unsecured. With an unsecured loan, even people with no equity in their home can qualify. With the help of our home improvement financing partners, homeowners can save on the ultimate indoor comfort solutions offered by The Cold Truth Air Conditioning and Heating, LLC! 

FTL Finance offers a wide range of consumer benefits including:

  • Quick application process
  • Fixed interest rates
  • No pre-payment penalty or penalty for early payoff
  • Easy to read documents
  • Multiple FREE options for submitting your monthly payment
  • No default interest rates
  • Complete review of credit profile, not based solely on credit score
  • Approve credit scores as low as 640
  • Our application process is easy just click on the "Learn More" button above and you will be notified upon completion or simply ask The Cold Truth Air Conditioning & Heating, LLC how to apply via paper application or by phone.

Regulated by TX Dept. of Licensing & Reg. TACLA50297E, P.O. Box 12157, Austin, TX 78711, 512-463-6599

 Welcome, Truth Seekers.