We Proudly Provide Service to: The Colony, Plano, Frisco, Little Elm, Lewisville, Flower Mound, Coppell, Allen, McKinney, North Dallas, Richardson, Carrollton, Prosper, Celina, Cross Roads, Parts of Aubrey, Parts of Denton County, Parts of Collin County, Parts of Dallas County and many other surrounding areas!

AMS Financial has over 50 loans and 0% APR home improvement credit card programs. Click on the AMS Financial Home Improvement Loan Pros logo above to find out more.

AMS Financial

FTL Finance offers a wide range of consumer benefits including:

  • Quick application process
  • Fixed interest rates
  • No pre-payment penalty or penalty for early payoff
  • Easy to read documents
  • Multiple FREE options for submitting your monthly payment
  • No default interest rates
  • Complete review of credit profile, not based solely on credit score
  • Approve credit scores as low as 640

Our application process is easy just click on the "ftl finance" logo above and you will be notified upon completion or simply ask The Cold Truth Air Conditioning & Heating, LLC how to apply via paper application or by phone.

FTL Finanace




Regulated by TX Dept. of Licensing & Reg. TACLA50297E, P.O. Box 12157, Austin, TX 78711, 512-463-6599